3.1

Charges. If there is a charge associated with a portion of the Services, you agree to pay that charge. The price stated for the Services excludes all applicable taxes unless stated otherwise. Taxes, if applicable, are calculated based on your location at the time your Schools of Illinois Public Cooperative account was registered. We may suspend or cancel the Services if we do not receive an on-time, full payment from you. Suspension or cancellation of the Services for non-payment could result in a loss of access to and use of your account and its content. Connecting to the Internet via a corporate or other private network that masks your location may cause charges to be different from those displayed for your actual location.

3.2

Your Billing Account. To pay the charges for Service, you will be asked to provide a payment method at the time you sign up for that Service. You can access and change your billing information and payment method on the Schools of Illinois Public Cooperative account management website. Additionally, you agree to permit Schools of Illinois Public Cooperative to use any updated account information regarding your selected payment method provided by your issuing bank or the applicable payment network. You agree to promptly update your account and other information, including your email address and payment method details, so we can complete your transactions and contact you as needed in connection with your transactions. Changes made to your billing account will not affect charges we submit to your billing account before we could reasonably act on your changes to your billing account.

3.3

Billing. By providing Schools of Illinois Public Cooperative with a payment method, you (i) represent that you are authorized to use the payment method you provided and that any payment information you provide is true and accurate; (ii) authorize Schools of Illinois Public Cooperative to charge you for the Services or available content using your payment method; and (iii) authorize Schools of Illinois Public Cooperative to charge you for any paid feature of the Services you choose to sign up for or use while these Terms are in force. We may bill you (a) in advance; (b) at the time of purchase; (c) shortly after purchase; or (d) on a recurring basis for subscription Services. Also, we may charge you up to the amount you have approved, and we will notify you in advance of any change in the amount to be charged for recurring subscription Services. We may bill you at the same time for more than one of your prior billing periods for amounts that haven't previously been processed.

3.4

Recurring Payments. When you purchase the Services on a subscription basis (e.g., monthly, every 3 months or annually), you agree that you are authorizing recurring payments, and payments will be made to Schools of Illinois Public Cooperative by the method and at the recurring intervals you have agreed to, until the subscription for that Service is terminated by you or by Schools of Illinois Public Cooperative You must cancel your Services before the next billing date to avoid being charged to continue your Services. We will provide you with instructions on how you may cancel the Services. By authorizing recurring payments, you are authorizing Schools of Illinois Public Cooperative to store your payment instrument and process such payments as either electronic debits or fund transfers, or as electronic drafts from your designated account (for Automated Clearing House or similar payments), or as charges to your designated account (for credit card or similar payments) (collectively, "Electronic Payments"). Subscription fees are generally charged in advance of the applicable subscription period. If any payment is returned unpaid or if any credit card or similar transaction is rejected or denied, Schools of Illinois Public Cooperative or its service providers reserve the right to collect any applicable return item, rejection, or insufficient funds fee and process any such payment as an Electronic Payment. When you purchase the Services on a subscription basis (e.g., monthly, every 3 months or annually), you agree that you are authorizing recurring payments, and payments will be made to Schools of Illinois Public Cooperative by the method and at the recurring intervals you have agreed to, until the subscription for that Service is terminated by you or by Schools of Illinois Public Cooperative You must cancel your Services before the next billing date to avoid being charged to continue your Services. We will provide you with instructions on how you may cancel the Services. By authorizing recurring payments, you are authorizing Schools of Illinois Public Cooperative to store your payment instrument and process such payments as either electronic debits or fund transfers, or as electronic drafts from your designated account (for Automated Clearing House or similar payments), or as charges to your designated account (for credit card or similar payments) (collectively, "Electronic Payments"). Subscription fees are generally charged in advance of the applicable subscription period. If any payment is returned unpaid or if any credit card or similar transaction is rejected or denied, Schools of Illinois Public Cooperative or its service providers reserve the right to collect any applicable return item, rejection, or insufficient funds fee and process any such payment as an Electronic Payment.

3.5

Refund Policy. Unless otherwise provided by law or by a particular Service offer, all purchases are final and non-refundable. If you believe that Schools of Illinois Public Cooperative has charged you in error, you must contact us within 90 days of such charge. No refunds will be given for any charges more than 90 days old. We reserve the right to issue refunds or credits at our sole discretion. If we issue a refund or credit, we are under no obligation to issue the same or similar refund in the future. This refund policy does not affect any statutory rights that may apply.

3.6

Canceling the Services. You may cancel a Service at any time, with or without cause. Cancelling paid Services stops future charges to continue the Service. To cancel a Service and request a refund, if you are entitled to one, visit the Schools of Illinois Public Cooperative account management website. You should refer back to the offer describing the Services as (i) you may not receive a refund at the time of cancellation; (ii) you may be obligated to pay cancellation charges; (iii) you may be obligated to pay all charges made to your billing account for the Services before the date of cancellation; and (iv) you may lose access to and use of your account when you cancel the Services. If you cancel, your access to the Services ends at the end of your current Service period or, if we bill your account on a periodic basis, at the end of the period in which you canceled.

3.7

Trial-Period Offers. If you are taking part in any trial-period offer, you may be required to cancel the trial Service(s) within the timeframe communicated to you when you accepted the offer to avoid being charged to continue the Service(s) at the end of the trial period.

3.8

Promotional Offers. From time to time, Schools of Illinois Public Cooperative may offer Services for a trial period during which Schools of Illinois Public Cooperative will not charge you for the Services. Schools of Illinois Public Cooperative reserves the right to charge you for such Services (at the normal rate) if Schools of Illinois Public Cooperative determines (in its reasonable discretion) that you are breaching the terms and conditions of the offer.

3.9

Price Changes. We may change the price of the Services at any time and if you have a recurring purchase, we will notify you by email, or other reasonable manner, at least 15 days before the price change. If you do not agree to the price change, you must cancel and stop using the Services before the price change takes effect. If there is a fixed term and price for your Service offer, that price will remain in force for the fixed term.

3.10

Payments to You. If we owe you a payment, then you agree to timely and accurately provide us with any information we need to get that payment to you. You are responsible for any taxes and charges you may incur as a result of this payment to you. You must also comply with any other conditions we place on your right to any payment. If you receive a payment in error, we may reverse or require return of the payment. You agree to cooperate with us in our efforts to do this. We may reduce the payment to you without notice to adjust for any previous overpayment.

3.11

Bank Account Payment Method. You may register an eligible bank account with your Schools of Illinois Public Cooperative account to use it as a payment method. Eligible bank accounts include accounts held at a financial institution capable of receiving direct debit entries (e.g., a United States-based financial institution that supports automated clearing house ("ACH") entries. Terms you agreed to when adding your bank account as a payment method in your Schools of Illinois Public Cooperative account also apply. You represent and warrant that your registered bank account is either held in your name or you are authorized to register and use this bank account as a payment method. By registering or selecting your bank account as your payment method, you authorize Schools of Illinois Public Cooperative (or its agent) to initiate one or more debits for the total amount of your purchase or subscription charge (in accordance with the terms of your subscription service) from your bank account (and, if necessary, initiate one or more credits to your bank account to correct errors, issue a refund or similar purpose), and you authorize the financial institution that holds your bank account to deduct such debits or accept such credits. You understand that this authorization will remain in full force and effect until you remove your bank account information from your Schools of Illinois Public Cooperative account. Contact customer support as soon as possible if you believe you have been charged in error. Laws applicable to you may also limit your liability for any fraudulent, erroneous or unauthorized transactions from your bank account. By registering or selecting a bank account as your payment method, you acknowledge that you have read, understand, and agree to these Terms.

6.1

We may tell you about other Schools of Illinois Public Cooperative Services. You may be offered other services, products, or promotions by Schools of Illinois Public Cooperative ("Schools of Illinois Public Cooperative Services"). Additional terms and conditions and fees may apply. With some Schools of Illinois Public Cooperative Services you may upload or enter data from your account(s) such as names, addresses and phone numbers, purchases, etc., to the Internet. You grant Schools of Illinois Public Cooperative permission to use information about your business and experience to help us to provide the Schools of Illinois Public Cooperative Services to you and to enhance the Services. You grant Schools of Illinois Public Cooperative permission to combine your business data, if any, with that of others in a way that does not identify you or any individual personally. You also grant Schools of Illinois Public Cooperative permission to share or publish summary results relating to research data and to distribute or license such data to third parties.

6.2

Communications. Schools of Illinois Public Cooperative may be required by law to send you communications about the Services or third-party products. You agree that Schools of Illinois Public Cooperative may send these communications to you via email or by posting them on our website(s).

6.3

You will manage your passwords and accept updates. You are responsible for securely managing your password(s) for the Services and to contact Schools of Illinois Public Cooperative if you become aware of any unauthorized access to your account. The Services may periodically be updated with tools, utilities, improvements, third party applications or general updates to improve the Services. You agree to receive these updates.

7.1

YOUR USE OF THE SERVICES IS ENTIRELY AT YOUR OWN RISK. EXCEPT AS DESCRIBED IN THIS AGREEMENT, THE SERVICES ARE PROVIDED "AS IS". TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SIPC, ITS AFFILIATES AND ITS THIRD PARTY PROVIDERS, LICENSORS, DISTRIBUTORS OR SUPPLIERS (COLLECTIVELY,"SUPPLIERS") DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTY THAT THE SERVICES ARE FIT FOR A PARTICULAR PURPOSE, TITLE, MERCHANTABILITY, DATA LOSS, NON-INTERFERENCE WITH OR NON-INFRINGEMENT OF ANY INTELLECTUAL PROPERTY RIGHTS, OR THE ACCURACY, RELIABILITY, QUALITY OR CONTENT IN OR LINKED TO THE SERVICES. Schools of Illinois Public CooperativeAND ITS AFFILIATES AND SUPPLIERS DO NOT WARRANT THAT THE SERVICES ARE SECURE, FREE FROM BUGS, VIRUSES, INTERRUPTION, ERRORS, THEFT OR DESTRUCTION. IF THE EXCLUSIONS FOR IMPLIED WARRANTIES DO NOT APPLY TO YOU, ANY IMPLIED WARRANTIES ARE LIMITED TO 60 DAYS FROM THE DATE OF PURCHASE OR DELIVERY OF THE SERVICES, WHICHEVER IS SOONER.

7.2

SIPC, ITS AFFILIATES AND SUPPLIERS DISCLAIM ANY REPRESENTATIONS OR WARRANTIES THAT YOUR USE OF THE SERVICES WILL SATISFY OR ENSURE COMPLIANCE WITH ANY LEGAL OBLIGATIONS OR LAWS OR REGULATIONS.

7.3

LIMITATION OF LIABILITY AND INDEMNITY AS TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE ENTIRE LIABILITY OF SIPC, ITS AFFILIATES AND SUPPLIERS FOR ALL CLAIMS RELATING TO THIS AGREEMENT SHALL BE LIMITED TO THE AMOUNT YOU PAID FOR THE SERVICES DURING THE TWELVE (12) MONTHS PRIOR TO SUCH CLAIM. SUBJECT TO APPLICABLE LAW, SIPC, ITS AFFILIATES AND SUPPLIERS ARE NOT LIABLE FOR ANY OF THE FOLLOWING: (A) INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES; (B) DAMAGES RELATING TO FAILURES OF TELECOMMUNICATIONS, THE INTERNET, ELECTRONIC COMMUNICATIONS, CORRUPTION, SECURITY, LOSS OR THEFT OF DATA, VIRUSES, SPYWARE, LOSS OF BUSINESS, REVENUE, PROFITS OR INVESTMENT, OR USE OF SOFTWARE OR HARDWARE THAT DOES NOT MEET Schools of Illinois Public CooperativeREQUIREMENTS. THE ABOVE LIMITATIONS APPLY EVEN IF Schools of Illinois Public CooperativeAND ITS AFFILIATES AND SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS AGREEMENT SETS FORTH THE ENTIRE LIABILITY OF SIPC, ITS AFFILIATES AND YOUR EXCLUSIVE REMEDY WITH RESPECT TO THE SERVICES AND ITS USE.

8.1

We may change these Terms at any time, and we'll tell you when we do. Using the Services after the changes become effective means you agree to the new terms. If you don't agree to the new terms, you must stop using the Services and close your Schools of Illinois Public Cooperative account.

8.2

Sometimes you'll need software updates to keep using the Services. We may automatically check your version of the software and download software updates or configuration changes. You may also be required to update the software to continue using the Services. Such updates are subject to these Terms unless other terms accompany the updates, in which case, those other terms apply. Schools of Illinois Public Cooperative isn't obligated to make any updates available, and we don't guarantee that we will support the version of the system or device for which you purchased or licensed the software, apps, content or other products.

8.3

Additionally, there may be times when we need to remove or change features or functionality of the Service or stop providing a Service or access to Third-Party Apps and Services altogether. Except to the extent required by applicable law, we have no obligation to provide a re-download or replacement of any material, Digital Goods or applications previously purchased. We may release the Services or their features in a preview or beta version, which may not work correctly or in the same way the final version may work.

12.1

Generally: In the interest of resolving disputes between you and Schools of Illinois Public Cooperative, you hereby agree that any and all disputes arising in connection with this Agreement shall be resolved by binding arbitration with the American Arbitration Association ("AAA"). Your consent to arbitrate any dispute with Schools of Illinois Public Cooperative includes but is not limited to all claims arising out of or relating to any aspect of this Agreement, whether based in contract, tort, statute, fraud, misrepresentation or any other legal theory, and regardless of whether the claims arise during or after the termination of this Agreement. You understand and agree that, by entering into this Agreement, you are waiving the right to a trial by jury or to participate in any class-action lawsuit against Schools of Illinois Public Cooperative

Arbitration: Any arbitration between you and Schools of Illinois Public Cooperative will be governed by the Commercial Dispute Resolution Procedures and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the AAA, and will be administered by the AAA. The AAA Rules and filing forms are available online at www.adr.org, by calling the AAA at 1-800-778-7879, or by contacting Schools of Illinois Public Cooperative

Notice; Process: A party who intends to seek arbitration must first send a written notice of the dispute to the other, by certified mail or Federal Express (signature required), or in the event that we do not have a physical address on file for you, by electronic mail ("Notice"). Schools of Illinois Public Cooperative's address for Notice is: Schools of Illinois Public Cooperative, Schools of Illinois Public Cooperative P.O. Box 3951 Carbondale, IL 62902, United States of America. The Notice must (a) describe the nature and basis of the claim or dispute; and (b) set forth the specific relief sought ("Demand"). We agree to use good faith efforts to resolve the claim directly, but, If we do not reach an agreement to do so within 30 days after the Notice is received, you or Schools of Illinois Public Cooperative may commence an arbitration proceeding.

Jurisdiction and Venue: Any arbitration hearings will take place at a location to be agreed upon in Montgomery, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based.

Choice of Law: These Terms and the corresponding Privacy Policy shall be governed by the internal laws of the State of Illinois, without reference to Illinois' principles of conflicts of law. 

12.2

Small Claims Court Option. Instead of mailing a Notice of Dispute, you may sue us in small claims court in your county of residence (or, if a business, your principal place of business) or Kane County, Illinois, U.S.A. if you meet the court's requirements